Service Risks Insurance Premium Refunds

Am I eligible?

Regular and Reserve personnel can claim this allowance. 

What’s it for?

It’s no secret that a career in the Armed Forces can carry greater risks than most. That’s why certain insurance policies carry extra premiums for Service people. In certain circumstances, you may be eligible to receive a contribution towards these costs.

The list of employment activities which qualify personnel for this allowance is in JSP 752, chapter 17, section 4.  Examples of the type of activity which qualifies would be when you are employed on aircrew duties which require you to fly in service aircrafts and incur Service flying risks; when employed to make parachute descents as part of your normal duties or when you are employed on bomb disposal and/or mine clearance duties.

What do I get?

This benefit comes in the form of a full or partial refund of the extra premiums paid on specific eligible policies for particular Service risks. For full details, please read JSP 752, chapter 17, section 4.

This will then be paid with your salary. 

How do I claim this

If you have taken out PAX insurance then the costs will be calculated automatically by MOD and will be paid direct to Chartis – you don’t need to take any action.

If you have taken out insurance with another insurance provider then you need to complete JPA Form F010 (which can be found at JPA forms) and submit it to your unit HR admin staff.