If you joined the Reserve Forces before 1 April 2015 as Non Regular Permanent Staff, Full Time Reserve Service or Additional Duties Commitment, you will have been automatically enrolled into one of these pension schemes. If you joined after you would have been been enrolled in the Armed Forces Pension Scheme 2015
pension
Am I eligible?
The pension schemes available were:
Non Regular Permanent Staff (NRPS) Pension scheme – this scheme was for those in NRPS, it closed to new members on 1 April 2011
Full Time Reserve Service (FTRS) Pension Scheme 1997 – this scheme was for FTRS reservists, it closed to new members on 5 April 2005
Reserve Forces Pension Scheme 2005 (RFPS 05) – this scheme was for NRPS, FTRS and Additional Duties Commitment (ADC) reservists who joined from 6 April 2005. The scheme closed to new members on 1 April 2015.
How is Pension calculated?
NRPS Pension Scheme annual pension is:
1/80th of the member’s final pensionable earnings multiplied by the number of years of reckonable service;
a lump sum worth 3 times the value of the annual pension is paid.
the maximum service is 40 years.
FTRS Pension Scheme 1997 annual pension is:
for a person on Full Commitment FTRS it is calculated by multiplying the amount of the member’s final pensionable earnings by the number of years of reckonable service by 1.5%. A lump sum worth 3 times the value of the annual pension is paid.
for a person on Limited Commitment FTRS and Home Commitment FTRS it is calculated by multiplying the amount of the member’s final pensionable earnings by the number of years of reckonable service by 1.25%. A lump sum worth 3 times the value of the annual pension is paid.
RFPS 05 annual pension is:
based on the reckonable service and final pensionable pay for each commitment.
each year is worth 1/70th of final pensionable pay up to a maximum of 40 year
a lump sum worth 3 times the value of the annual pension is paid.
When will I receive my pension?
NRPS – the pension is paid from age 60
Full Commitment FTRS PS 97 – the pension is paid from age 55
FTRS Limited Commitment and Home Commitment FTRS PS 97 the pension is paid from age 60.
RFPS 05 – the pension is paid from age 60 to active members or age 65 for deferred members.
Do I get a Resettlement Grant?
No. The resettlement grant is paid only to entitled members when they leave the regular Armed Forces.
What pension benefits do dependants get?
NRPS – 33.3333% of the member’s notional pension in respect of reckonable service before 1st April 1973; and 50% of the member’s notional pension in respect of reckonable service on or after 1st April 1973.
FTRS PS 97 – up to 50% of the member’s notional pension.
RFPS 05 - Your surviving spouse or civil partner may receive up to 62.5% of the member’s notional pension.
How do I claim?
1
Between 6 and 9 months before you leave you should:
Obtain a pension forecast. You can obtain a pension forecast by completing AFPS Form 12 and sending a signed copy by post to: Veterans UK, Process Team MP 480, Kentigern House, 65 Brown Street, Glasgow G2 8EX.
Submit application. You should then complete AFPS Form 1 and send a signed copy by post to: Veterans UK, Process Team MP 480, Kentigern House, 65 Brown Street, Glasgow G2 8EX.
A deferred pension is not paid automatically. You should:
Obtain a pension forecast. You can obtain a pension forecast by completing AFPS Form 14 and sending a signed copy by post to : Veterans UK, Process Team MP 480, Kentigern House, 65 Brown Street, Glasgow G2 8EX.
Submit application. You should claim your pension from DBS Veterans UK approximately 3 to 6 months before it is due to come into payment, by completing AFPS Form 8 and sending a signed copy by post to: Veterans UK, Process Team MP 335, Kentigern House, 65 Brown Street, Glasgow G2 8EX
